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St. Petersburg FL Real Estate News and Blog

How Homeowners Benefit from Using Residential Solar Panels

Residential Solar Panels Save TimeIn addition to reducing monthly energy bills, residential solar panels can continue powering your appliances and lights during times of electricity disruption. Many people living in geographical areas prone to weather extremes rely on solar panels as a backup electricity source. In addition, harnessing ultraviolet light for energy use is a cost-effective, renewable and clean energy source that emits no pollution while significantly reducing a family's carbon-footprint size.

How Do Residential Solar Panels Work?

Solar panels are constructed of individual photovoltaic cells that absorb the sun's...

A Guide to the 203k Home Renovation Loan

Your 203k Loan GuideA 203k loan is a loan granted by the Federal Housing Administration (FHA) to be used for homes in a state of disrepair at the time of purchase. To qualify for traditional FHA financing, the stipulations state that the property must be in livable condition. If this isn't the case, the FHA offers a 203k loan to give buyers another option. These loans are seen as a way to bring older homes (and hopefully the surrounding community) back from the dead by giving people the resources they need to restore them.

What is the 203k Loan Used For?...

The VA Home Loan Process: 4 Things Every Buyer Must Know

VA Home Loans: Four Important Facts Every Home Buyer Needs to KnowWith home mortgage interest rates still very low, today's home buyers have many excellent home loan options available to them. But for those who meet the military service qualifications, the VA home loan option continues to provide a very affordable path to home ownership. If you are shopping for a home and wondering which mortgage you should choose, here are four important facts about the VA home loan program that will help you decide if it is the right choice for your buying situation.

VA Home Loans are a Zero Down Mortgage Option

Designed to make becoming a ...

Is an FHA Loan a Good Choice?

Is an FHA Loan a Good Choice?Not everyone can put aside 20 percent of the purchase price of a home to use as a down payment. This is one reason for the popularity of the FHA loan. This product has become useful for those homeowners who may have had previous credit issues or who can afford a smaller down payment. In such a case, homeowners may step into their first home with a down payment as small as 3.5 percent with an FHA loan.

When getting approved for conventional home financing is not an option, there are a variety of...